How Old Will You Be When Social Security's Funds Run Out?

The Social Security Trust Funds are on a path to run out. Use this tool to find out what you stand to lose unless Washington acts.

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The Social Security Trust Funds are projected to become insolvent in 2034, according to the program's trustees. At that point, revenues coming into the program will be insufficient to cover scheduled benefits, causing all beneficiaries to suffer a 21 percent benefit cut, regardless of their age, income level, or how much they depend on the program. That cut would grow over time.

Fortunately, there is still time to fix Social Security's finances without making drastic tax or benefit changes. Acting now would allow policymakers to develop and pass a plan to strengthen the program’s finances, phase in changes gradually to give workers time to prepare, improve benefits for vulnerable beneficiaries, and promote long-term economic growth.

Read more:

• The Social Security Reformer, an online interactive simulator to design your own Social Security reform plan
• Analysis of the 2016 Social Security Trustees Report, summarizing the current finances of the system
• Nine Social Security Myths You Shouldn't Believe
• Our issues page on Social Security has all of our most recent analysis on the program.

Special thanks to our intern Rick Dionne for assembling this tool.